Wachtler v. State Farm Mut. Auto. Ins. Co.


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Docket Number: 2001-CA-01839-SCT

Supreme Court: Opinion Link
Opinion Date: 01-16-2003
Opinion Author: Carlson, J.
Holding: Affirmed

Additional Case Information: Topic: Insurance - Uninsured motorist benefits - Section 83-11-101(1) - Legally entitled to recover - Exclusivity of Workers' Compensation Act
Judge(s) Concurring: Pittman, C.J., Smith, P.J., Waller, Cobb and Graves, JJ.
Dissenting Author : McRae, P.J. EASLEY, J., CONCURS IN PART AND DISSENTS IN PART WITHOUT SEPARATE WRITTEN OPINION. McRAE, P.J.,
Dissent Joined By : McRAE, P.J.
Dissenting Author : Diaz, J.
Dissent Joined By : McRae, P.J.
Concur in Part, Dissent in Part 1: Easley, J., Concurs in Part and Dissents in Part Without Separate Written Opinion
Procedural History: Summary Judgment
Nature of the Case: CIVIL - INSURANCE

Trial Court: Date of Trial Judgment: 11-21-2001
Appealed from: Hancock County Circuit Court
Judge: Stephen Simpson
Disposition: Granted summary judgment to the Appellee.
Case Number: 00-396

Note: PITTMAN, C.J., SMITH, P.J., WALLER, COBB AND GRAVES, JJ., CONCUR. McRAE, P.J., DISSENTS WITHOUT SEPARATE WRITTEN OPINION. EASLEY, J., CONCURS IN PART AND DISSENTS IN PART WITHOUT SEPARATE WRITTEN OPINION. DIAZ, J., DISSENTS WITH SEPARATE WRITTEN OPINION JOINED BY McRAE, P.J.

  Party Name: Attorney Name:  
Appellant: Robert E. Wachtlery




BEN F. GALLOWAY



 

Appellee: State Farm Mutual Automobile Insurance Company JAMES F. STEEL  

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Topic: Insurance - Uninsured motorist benefits - Section 83-11-101(1) - Legally entitled to recover - Exclusivity of Workers' Compensation Act

Summary of the Facts: Robert Wachtler, an employee of the City of Waveland, was struck by a city truck operated by Kevin Gillum, Wachtler's co-employee. Wachtler asserted a workers' compensation claim against the City of Waveland and also asserted a claim against State Farm, his personal insurer, for uninsured motorist coverage under two family policies. State Farm denied Wachtler's claims. State Farm filed a complaint seeking declaratory relief. State Farm then filed a motion for summary judgment which the court granted. Wachtler appeals.

Summary of Opinion Analysis: Wachtler argues that his claim for uninsured motorist benefits for his work-related injury is not barred by the exclusive remedy provision of the Workers' Compensation Act. In Medders v. United States Fidelity & Guaranty Co., 623 So. 2d 979 (Miss. 1993), the Supreme Court held that the clear meaning of "legally entitled to recover" as stated in section 83-11-101(1), the uninsured motorist statute, limited the scope of coverage to those instances where the insured would be entitled at the time of the injury to recover through legal action. Therefore, the exclusivity provision of the Workers' Compensation Act bars Wachtler from recovering any damages from his co-employee, and he is not entitled to recover UM benefits from his personal insurer.


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